I'm pretty careful with all of my discs, so even my digipacks are in good shape. I do however hate when the center spindle teeth break and there is no way to replace 'em. Jewels are easily replaced, so I'll usually choose them over digi if a choice is given.
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I used to be with it, but then they changed what "it" was. Now what I'm with isn't it, and what's it seems weird and scary to me, and it'll happen to you, too.